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Stoneham, MA 02180

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Classic Car Insurance

Classic Car - Featured Image
Rev Up Your Protection With Classic Car Insurance

Own a classic car or treasure a rare collector’s automobile in Massachusetts? LoPriore Insurance offers specialized classic car insurance tailored to protect your valuable possessions. Our team understands the unique needs of classic car owners and provides exceptional coverage and service to ensure your prized automobiles are safeguarded with care.

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Massachusetts Classic Car Insurance
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Request Classic Car Insurance Quote

For a classic car insurance quote, simply click the button below. We will contact you to discuss coverage options and discounts.

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Need assistance or have questions? Our agents are happy to help. Please call to discuss your insurance needs.

Request Classic Car Insurance Quote

For a classic car insurance quote, simply click the button below. We will contact you to discuss coverage options and discounts.

Upload Your
Current Policy

Already have a policy? Easily upload your insurance policy so we can explore and compare true apple-to-apple options.


Talk To An
Agent

Need assistance or have questions? Our agents are happy to help. Please call to discuss your insurance needs.


Massachusetts Classic Car Insurance
Lopriore Insurance Agency

At LoPriore Insurance Agency, we totally get how important it is to protect your beloved classic car. Being a vintage car enthusiast means you might face some risks and unexpected events that could lead to damages or liabilities. But don’t worry, we’ve got your back! We’re all about making insurance easy for you!

Our motto is simple: personalized solutions for classic car owners. We know that every classic car is one of a kind, so we take the time to understand your needs and create a Classic Car Insurance policy that fits you like a glove.

With our huge network of insurance providers, we’ve got a bunch of coverage options to choose from. We’ll make sure you get the protection you need without any hassle or confusion. At LoPriore, we want you to cruise around with peace of mind, knowing your vintage beauty is well taken care of.

Restored classic or rare collector’s car, we’ve got you covered. Our goal is to make insurance easy peasy so you can focus on enjoying the road with your treasured classic car for many years to come. Let’s roll!

 

Understanding the Importance of
Classic Car Insurance

Classic car insurance provides specialized coverage that protects the unique and valuable nature of vintage and collector’s automobiles. It offers financial protection against potential damages, theft, or liability risks specific to classic cars, ensuring their preservation and owners’ peace of mind.

What is It?

Classic car insurance is a specialized type of insurance coverage designed to protect your investment in a rare and valuable automobile. Unlike standard auto insurance, classic car insurance takes into account the unique value, maintenance, and usage of vintage vehicles.

Why Do I Need It?

It's the peace of mind that comes with knowing your cherished possession is fully safeguarded. Unlike your everyday vehicle, a classic car may appreciate in value and has special maintenance and storage needs. Classic car insurance is designed to cover these unique aspects, providing protection that standard auto insurance simply can't offer. 

Who Is It For?

Classic car insurance is designed for:

Car Collectors: Individuals who collect vintage cars as a hobby or investment.

Restoration Enthusiasts: Those who enjoy restoring classic cars to their original glory.

Event Exhibitors: If you showcase your classic car at exhibitions, rallies, or parades, specialized insurance is essential.

Everyday Classic Car and Collectors Drivers: Even if you enjoy your classic car as a regular driver, this type of insurance can provide the right level of protection tailored to your unique needs.

How To Insure My Classic Car

Love your classic car or collector’s car like it’s part of the family? We do too! At LoPriore Insurance, we make insuring your vintage beauty a breeze. No stuffy paperwork, just friendly chats and tailored coverage that fits like a glove. Whether your classic car is a cherished collector’s item or a weekend joyride, we will guide you through the options, ensuring you receive the insurance protection it needs.

Classic Car Insurance - How To Insure My Vehicle

Tips for buying Classic Car Insurance

When insuring your classic car, it’s vital to make well-informed decisions to ensure your prized possession is thoroughly protected. Here are some essential tips to consider:

Appraise the Vehicle

Have your classic car appraised by a professional to determine its accurate value. Unlike standard cars, classic vehicles often appreciate in value, and you'll want your coverage to reflect that.

Provide Required Documentation
You may need to provide photographs, an appraisal certificate, or other documents to confirm the car's value and condition.


Consider Usage Restrictions

Classic car insurance often comes with usage restrictions, such as limits on the number of miles you can drive annually or restrictions on daily use. Make sure you understand and comply with these restrictions to maintain coverage.

How much does Classic Car Insurance Cost?

Classic Car Insurance - Porsche in Garage

How much does classic car insurance cost?” It’s a question that’s on the mind of every classic car owner or collector. Unlike regular auto insurance, classic car insurance is tailored to the unique value, condition, and usage of your vehicle. Costs can vary based on factors such as the car’s age, make, model, and how you intend to use it

 To get a quote for Classic Car Insurance, it’s best to contact an insurance agent that understands classic car coverage. The insurance agency will be able to provide a customized insurance quote for your prized possession.

Factors that Affect The Cost Of Classic Car Insurance

The cost of Classic Car Insurance is influenced by several key factors that car owners should consider while seeking coverage. From the age and value of the classic car to the driver’s age, driving record, and usage, understanding these factors can help individuals make informed decisions to obtain the right insurance at an appropriate cost.

Location
Coverage Type
And Limits
Deductible
Age and Value of the Classic Car
Usage Restrictions
Claim History
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Timeless Protection
For Your Timeless Ride

Request Your Classic Car Quote Today

Looking to protect your cherished classic car? Request a personalized classic car insurance quote today to ensure your prized possession is safeguarded with the right coverage at the best value. Our team specializes in insuring vintage automobiles, providing tailored solutions to meet your unique needs.

Timeless Protection
For Your Timeless Ride

Request Your Classic Car Quote Today

Looking to protect your cherished classic car? Request a personalized classic car insurance quote today to ensure your prized possession is safeguarded with the right coverage at the best value. Our team specializes in insuring vintage automobiles, providing tailored solutions to meet your unique needs.

Classic Car Insurance Coverage Details

LoPriore Insurance recognizes the uniqueness of classic and collector cars, as they stand out from the rest and are not used as daily drivers. We make insuring your prized possession easy with a variety of classic car options that cater to your specific needs, ensuring you have the right coverage for your cherished automobile.

High-value vehicle coverage
High-value vehicle coverage provides specialized insurance designed to protect luxury and high-end automobiles. This type of coverage offers higher limits and additional protection to ensure that valuable vehicles are adequately safeguarded against potential risks and damages. High-value vehicle coverage is tailored to meet the unique needs of luxury car owners, providing peace of mind and reassurance that their prized possessions are well-protected.
Flexible Usage
Flexible usage coverage provides car owners with a more versatile and adaptable insurance policy, allowing them to use their vehicles for various purposes beyond the typical restrictions of standard auto insurance. This type of coverage is particularly beneficial for classic car enthusiasts or owners of high-value vehicles, offering greater freedom and protection to enjoy their prized possessions on different occasions.
Your Choice of Repair Location
This feature allows policyholders to select their preferred repair shop or specialist for any necessary repairs. This gives classic car owners the freedom to choose a trusted and skilled repair facility that specializes in vintage automobiles, ensuring their prized possessions are handled with expert care and attention to detail during the restoration process.
High optional liability limits
High optional liability limits in classic car insurance allow owners to choose coverage that exceeds the minimum required by law, offering greater financial protection and peace of mind. This feature is especially valuable for owners of valuable and unique automobiles, ensuring they have adequate insurance coverage to protect their assets and mitigate potential liabilities.
For display only coverage
For display-only coverage in classic car insurance, the policy protects vintage automobiles used primarily for exhibition or display purposes, ensuring their preservation and peace of mind for owners during showcases and events.

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Policy Comparison Submission
Already have coverage and want to compare? Scan your coverage page and upload it here. Accepted file types: .jpg, .png, .pdf, .doc, .docx.

What’s The Advantage of Comparing My Insurance Policy?

When you send us a copy of your policy, our team has an opportunity to get a snapshot of your current insurance coverage, discounts, and added riders on your existing insurance policy.

Where Do I Find a Copy of My Insurance Policy?

Insurance companies send you a copy of your insurance policy annually and if any changes to your policy have been made during the year. However, if you are unable to locate your policy, your insurance company or insurance agent should be able to send you a duplicate copy via email, fax, or mail.

What Happens When You Upload Your Policy?

Once we receive your uploaded policy one of our team members begins reviewing your policy. We will then contact you to discuss your coverage options. Every insurance company has different underwriting guidelines and offers different coverages and rates. Be advised while we try our best to quote with the information provided it still may be necessary to obtain additional information from you to prepare the most accurate rate.

Extra Protection, Extra Peace of Mind

Experience peace of mind for your cherished classic car with LoPriore Insurance’s classic car insurance coverage. Fill out the form today to receive a personalized quote tailored to safeguard your unique vintage automobile and its individuality.

Quote Request Form

Request A Personal Insurance Quote Form
Upload your current policy coverage page and we will do all the quoting for you.

Classic Car Insurance FAQs

It’s typically about 40% less than a standard auto insurance policy.

Obtain a professional appraisal to get the true value of a classic car.

There are no mileage limits set on the amount you drive your classic car. However, it cannot be used as your daily driver with only a classic car policy.

Classic car and collectors coverage is designed to protect vehicles belonging to collectors not used for a daily driver. Therefore, you can get coverage for your collector vehicle even if it’s brand new.

Yes. However, your insurance company will likely need a list of modifications.

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