781.438.1375
info@lopriore.com
426 Main Street Suite 2
Stoneham, MA 02180
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Recreational Insurance

Whether your hobby is on land or sea, we can provide coverage for you

LoPriore Insurance Agency is your local independent agent that can offer Recreational Insurance that fits your lifestyle.

What is it

Specialized Insurance can be provided for recreational vehicles, not covered under standard homeowners insurance, such as snowmobiles, jet skis, and ATV's.

when do i need it

For peace-of-mind while you’re traveling through the snow or the mountains, depend on LoPriore Insurance to provide you the protection you need.

Who needs it

You may need Recreational Insurance when financing your recreational vehicle.  Some lenders will require insurance coverage. Additionally, some circumstances are not covered by your home insurance.  See our FAQ's below for some examples.

COVERAGE DETAILS

  • Collision coverage
  • Medical payments coverage
  • Safety apparel coverage
  • Increased liability limits
  • Optional equipment coverage including sleds that are towed
  • Coverage for trailers used for transporting

FAQs

Is my ATV covered under my home insurance policy?

Generally, there is no coverage. However if the ATV is only used on owners property, there may be some liability coverage provided.

Is my jet ski covered under a home insurance policy?

Homeowners policy does offer some coverage to watercraft. However jets skis are excluded from this type of coverage.

Do I need to purchase a Recreational Vehicle policy for a golf cart?

If you plan on a driving golf cart on a public road then you would need to purchase a separate Recreational Vehicle policy for that. However, if the golf cart is only being operated on your property, your homeowners insurance policy could provide you with limited coverage.